Frequently Asked Questions about First Time Payday Loans

Here are the answers to the most commonly asked questions about first time payday loans.

What are first time payday loans?

First time payday loans are payday advances that are specifically designed for first-time payday borrowers. First time payday loans are small, short-term loans that help you cover emergency expenses until your next paycheck arrives. With first time payday loans, you will get extra attention and guidance from your lender to help steer you through the process. Your lender will explain the process to you thoroughly and answer any questions you might have along the way.

How do I sign up for first time payday loans?

You can sign up for first time payday loans by filling out our short, online sign-up form. The form will ask you for information like your name, phone number, email address, etc. You should be able to complete it in just two or three minutes. The form is free to fill out and comes with no obligation. As soon as we have your information, we will match you with a lender that can offer you first time payday loans. You will be referred to the lenders website, where you can apply for first time payday loans for free (varies by lender).

Are you a payday lender?

No, we are a free referral service, not a lender. We do not actually supply our visitors with first time payday loans. Instead, we are here to help you find the right lender for you. Many first-time payday borrowers don't know where to begin the process, so we are here to help you take the first step to getting the cash you need. We want to help you find a reputable, quality lender that can provide you with first time payday loans.

How do I repay first time payday loans?

Repayment terms and practices will vary by lender. You should consult your consumer loan agreement for specifics on repayment. However, most lenders will automatically withdraw the amount of the loan and a finance charge from your account on the loan's due date.

What if I can't repay the loan in full on the due date?

Though this varies by lender, some lenders offer flexible repayment options that allow you to extend the loan for more time if you need it. To do so, you usually have to pay at least the finance charge on the loan's original due date. Extending the loan for more repayment time will also cost you an additional finance charge.